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Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/38d06df6-bc85-4d0a-b6bf-701b0ec77718/LifeSecure_Insurance_Company_Logo.jpg Product Services Page - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.zfinancialservicesllc.com/contact-us daily 0.75 2025-09-04 https://www.zfinancialservicesllc.com/team daily 0.75 2022-01-11 https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/57a02d33-4f2c-4877-9ddf-5f6bcc0cb3f6/Headshot+Short.jpg Team - Sze W Chuen (全獅維) Bio: I started my career in Financial Services shortly after 9/11/2001 with MetLife Financial Services and moving up to Management after which I decided to move to a Mutual Company in New York Life. After a short stint there, I decided to go independent and Started Z Financial Services LLC in 2005. In 2015 I returned to Mass Mutual as a Career Agent and in 2018 I moved to Wholesaling of Mass Mutual products where I learned new product designs and concepts such as Traditional Premium Financing. I still work for Mass Mutual as an internal sales desk Wholesaler but also run my own business as Z Financial Services LLC where I offer my clients the most objective products that fit their needs. I speak Cantonese and Mandarin Chinese. 我是一個全方位服務的人壽保險經紀人, 我會說粵語和普通話 https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/8ed46a26-f628-4167-9c17-92e36be8a3f4/logo_final.jpg Team - Want to partner up? Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park. https://www.zfinancialservicesllc.com/infinite-banking daily 0.75 2022-01-11 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Infinite Banking https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Infinite Banking https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Infinite Banking https://www.zfinancialservicesllc.com/opm-premium-financing daily 0.75 2023-05-16 https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/19138918-7d51-4c37-a2f7-9fd2a426c613/jpaulgetty2-2x.jpg OPM - Premium Financing https://www.zfinancialservicesllc.com/calculators daily 0.75 2022-01-17 https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/3f217935-e746-4826-8441-47b8fe24bfb8/Every+Step+of+the+Way.jpg Calculators - Life Insurance Find out how much Life Insurance you need. Most Families don’t realize how much insurance they actually need. With a young family and Mortgage to content with most people will need from 10-15 times their income but depending on your situation you may need more. https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/53f0f443-0de5-47e8-9d0f-332431a37e7d/Disability.jpg Calculators - Disability Income Most people don’t protect their most important Asset. Their ability to earn an income. What would you do if you could not provide for your family because of a disability. 1 in 4 20-year-olds will become disabled before the age of 67 (U.S. Social Security Administration, Fact Sheet 2019). This simple tool estimates the income you would need to maintain your current standard of living should you become disabled and unable to work. https://www.zfinancialservicesllc.com/life-settlement daily 0.75 2022-01-19 https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/1642570979457-V1KY97CFDFNBF9Z5OV3O/unsplash-image-cVLiE_7AcHE.jpg Life Settlement - Life Settlements Qualify Your policy will be reviewed to determine if it is eligible to be sold and qualify for a life settlement. The factors that are considered are age, policy type, and policy value. We use these factors to determine what your policy is worth, to accurately put together an offer. Document Submission & Review. This portion of the process consists of signing an authorization that allows us to gather copies of your medical records and life insurance policy information. Offer & Acceptance. Once the value of your policy is determined, you may receive an offer from, our licensed life settlement providers. You can choose between selling your entire policy for cash or keeping part of your policy’s death benefit while eliminating future premium obligations. Timing varies when trying to cash in your life insurance policy. It all depends on how long it takes to receive and evaluate your medical records, how soon you are able to sign and return documents, and how quickly your life insurance company transfers ownership. https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847889324-DFHCXJY7BA7YLNZ26RDC/image-asset.jpeg Life Settlement - Loan Rescue Do you have an existing policy with a huge outstanding loan. Well if you qualify, we can repay the loan as well as get you a small death benefit without any out of pocket money on your part. Let us take a look at your policy and we will see what we can do. Those who choose to sell their life insurance policy, also known as a life insurance buyout, receive an average of four times more than they would earn from surrendering their policy back to their insurance company. https://www.zfinancialservicesllc.com/health-insurance daily 0.75 2022-02-22 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847917362-BH5ZKYOM2QYQL4AY633Y/image-asset.jpeg Health Insurance - Short Term Medical Insurance Product Value and Advantages Short term health insurance is quickly becoming the alternative health plan of choice for individuals and families looking for an affordable option during a temporary life situation, such as being stuck in a 90-day employer waiting period, early retirement, aging off a parents plan, inability to afford COBRA coverage or another life change that leaves you uninsured. https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/9232e8d6-a2f0-4482-9c2e-4e2e4865372d/7721_LKLowCost_V4.png Health Insurance - Healthcare Sharing Ministry Programs… If you want access to classic healthcare services but don't want to break the bank, we also offer a Health Sharing Ministry Program which will give you and your family access to sharing of classic medical services, and access to FirstHealth network of Doctors and Discount Services, and much more—all for an affordable Monthly Contribution! *Contributions will vary by Age, State of Residence and Program Tier… https://www.zfinancialservicesllc.com/affiliates daily 0.75 2023-06-22 https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/1657206421330-MML86L6SN0Z4T4BWWVMA/unsplash-image-hpjSkU2UYSU.jpg https://www.zfinancialservicesllc.com/annuity-faqs daily 0.75 2023-03-24 https://www.zfinancialservicesllc.com/faqs-4 daily 0.75 2022-07-13 https://www.zfinancialservicesllc.com/dental-vision-insurance daily 0.75 2023-06-14 https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/fa224890-3ad2-4449-a405-5b802b989f99/Nationwide+Availability+Map.png Dental & Vision Insurance https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/af40a5f1-29f4-45b5-b696-fcf02d940f77/NCD+by+MetLife+Availability+Map.png Dental & Vision Insurance https://images.squarespace-cdn.com/content/v1/61bb6fd12966d774db4a6035/88ce3d1d-178c-4a9b-baa2-46ea1d83985e/NCD+Vision-General+Brochure-Final-Compressed.png Dental & Vision Insurance